Auto policies or extension auto insurance is extra insurance coverage you get “on top” of your basic plate insurance giving you a variety of extra coverages to choose from that most people don’t know exist! Read the list below to educate yourself on the various coverage options available.
1. Lower your comprehensive and collision deductibles
You can lower your deductible for collision to $100 & your deductible for comprehensive to $50 instead of the regular $700 dollars on your basic plate insurance.
2. Lower your road hazard glass deductible
You can lower your deductible for road hazard glass to $50 and when you claim basic chip repairs on your glass you pay $0 on your deductible!
4. Pay $0 deductible for certain perils
If you hit wildlife, the vehicle is stolen or damaged due to fire you pay $0 on your deductible.
3. Add loss of use coverage (covered rental vehicle)
Loss of use coverage provides you with either $1000 or $2000 (depends on company) towards a rental vehicle or taxi while your vehicle is inoperable due to a claim. You decide which amount of coverage is best for you.
5. Family benefits
When you purchase $2,000,000 liability you also get an additional $2,000,000 in family benefits coverage! If you are ever in the event of being hit by someone who is uninsured and your family is injured this coverage comes in handy!