The Basics of Mortgage Insurance
February 19, 2021
Purchasing a home is a dream for most. For those who can’t afford the 20 percent down payment, mortgage insurance can make that dream a reality. Here’s what you need to know about it.
If you default on your mortgage, mortgage insurance protects your financial institution from losing money. Here’s the breakdown: if you purchase a $100,000...
Cornerstone Insurance | 3 Ways to Access MySGI
January 29, 2021
Many people with MySGI accounts have been asking about how to best access their account. In order to get everyone to the right place we have created this list of 3 ways to safely access MySGI.
1. Type mysgi.ca into your web browser on your PC or mobile phone.
2. Go to cornerstoneinsurance.ca then scroll down to...
10 Common Risks & Exposures Restaurant Owners Face
January 19, 2021
Those who run restaurants are often some of the most passionate business owners, investing time and money to deliver a high-quality experience to their customers. However, the hospitality industry can be unforgiving, and it’s a constant challenge for owners to deliver exceptional food and service while maintaining profitability.
These challenges are magnified when you consider that...
Steps to Upgrade to a Commercial Drivers Licence
November 17, 2020
To upgrade your Class 5 driver's licence to any commercial class of licence, here are the steps you'll need to follow: Have the Commercial Driver’s Licence Medical Report form completed by a physician and then submit it to SGI’s Medical Review Unit at mruinquiries@sgi.sk.ca. Once your medical is approved, you can visit an SGI exam...
Farm Plate Discount and Eligibility Explained
November 13, 2020
SGI offers a discount on vehicle plate premiums if the registered owner of the vehicle is a farmer, there are some requirements that differ depending on the type of farming being done. In this post we will go over what a Farm Discount gets you, the requirements that have to be met to qualify for...
5 Important Fall Home Maintenance Tasks
October 16, 2020
Fall is officially here! Follow this checklist to get all of the basic fall home maintenance out of the way before the snow flies.
#1 Clean Gutters
Cleaning out the gutters can be a dirty, annoying task, but imagine if you left it over the winter until spring. What a mess could that leave you with! There...
4 Types Of Temporary Vehicle Permits That SGI Offers
October 6, 2020
At Cornerstone Insurance, we offer multiple permits through SGI. They are all available to purchase in person or over the phone but are required to be printed out and kept in the vehicle through the entire time that the permit is valid. The permits available are as follows:
In-transit Permit: In-transit permits are authorization for an unregistered...
Defensive Driving Techniques for Accident Prevention
September 25, 2020
The formula for defensive driving is to see the hazard, understand the defence and act in time.
Why is defensive driving important?
Understanding and effectively applying this formula prevents accidents in spite of the actions of other drivers or the presence of adverse driving conditions. A good defensive driver must be able to anticipate the outcome of...
Receivables & Customer Payment Plans
September 18, 2020
Customer payment plans are an option provided by SGI that is designed to organize your account receivables into monthly payments. Demerits onto your license are what makes up receivables and this program makes it much easier to pay them off.
Receivables- These are amounts owing to SGI due to demerits on your safe driver rating, $50...
