What Is Commercial General Liability Insurance?
April 28, 2024
Those commercials on TV for plaintiffs attorneys are a not-so-subtle reminder that we live in litigious society and that businesses must protect themselves from lawsuits. One essential protection for employers, both large and small, is commercial general liability (CGL) insurance. CGL covers the cost of claims when a business is sued by someone for bodily...
Business Insurance Renewals Often Mean Changes to Terms
March 28, 2024
Commercial insurance rates are increasing on nearly every line of coverage, thanks to a rise in the frequency and severity of claims. And business owners are noticing significant premium hikes at policy renewal time. What might not be as apparent are: Changes to policy requirements New coverage limits Policy exclusions that carriers are enacting to...
What Should You Do if You Have Ice Dams and How Do You Prevent Them?
February 2, 2024
An ice dam is a thick ridge of ice that forms at the edge of a roof. It prevents melting snow from draining off, forcing the melted water to seep underneath shingles. The water can leak into your home, damaging insulation, walls and ceilings.
Here are some suggestions from PBS’s This Old House and CAA Quebec...
Cornerstone Insurance | 3 Ways to Access MySGI
January 15, 2024
Many people with MySGI accounts have been asking about how to best access their account. In order to get everyone to the right place we have created this list of 3 ways to safely access MySGI.
1. Type mysgi.ca into your web browser on your PC or mobile phone.
2. Go to cornerstoneinsurance.ca then scroll down to...
Home Fireplace Maintenance Guide
October 20, 2023
A fireplace can be the heart of your home during the fall and winter seasons, providing warmth and a comforting ambiance. However, to ensure that your fireplace remains both safe and efficient, regular maintenance is essential. In this comprehensive guide, we'll walk you through the steps and tips for proper fireplace maintenance. Safety First: Checking...
Forest Fire & Insurance Q&A
July 27, 2023
When forest fire situations arise, we know there are many questions about insurance coverage, ability or inability to buy new coverage, and available options. We’ll try to address some of the more common questions here, however please remember that every insurance policy can be quite different, this is meant as a general over-view only. If...
Requirements for a Bill of Sale
July 26, 2023
A bill of sale is essential to completing an official transfer of ownership and must include specific details in order for the transfer to be completed. Below we go over what must be included on every bill of sale as per SGI's guidelines.
Your name must match the name on the proof of ownership document. The...
Forest Fires and Property Insurance
July 25, 2023
During fire season, we get a lot of questions about coverage relating to fire damage from forest fires. Please remember that every insurance policy is different and if you’re in doubt give your insurance broker a call to verify.
However, by in large insurance policies make no distinction between fire arising from a natural cause (such...
10 Eco-Friendly Upgrades for a More Energy-Efficient Home
July 18, 2023
In a world increasingly concerned about environmental sustainability, homeowners have an opportunity to make a positive impact by implementing eco-friendly upgrades in their homes. These upgrades not only reduce your carbon footprint but also often result in long-term cost savings. Here are some eco-friendly upgrades to consider for a more sustainable home:
1. Install energy-efficient appliances:...
