9 Most Common Risks Hotel Owners Face
January 15, 2025
Owning and operating a hotel can be a rewarding endeavor. However, hotel operators have to manage numerous exposures related to lodging, and many offer amenities—including pools, exercise facilities, bars and restaurants—that can dramatically increase the number of insurable risks. The list below provides an overview of these hotel risks and more, helping you identify potential...
Farm Plate Discount and Eligibility Explained
October 24, 2024
SGI offers a discount on vehicle plate premiums if the registered owner of the vehicle is a farmer, there are some requirements that differ depending on the type of farming being done. In this post we will go over what a Farm Discount gets you, the requirements that have to be met to qualify for...
What Is Commercial General Liability Insurance?
April 28, 2024
Those commercials on TV for plaintiffs attorneys are a not-so-subtle reminder that we live in litigious society and that businesses must protect themselves from lawsuits. One essential protection for employers, both large and small, is commercial general liability (CGL) insurance. CGL covers the cost of claims when a business is sued by someone for bodily...
Business Insurance Renewals Often Mean Changes to Terms
March 28, 2024
Commercial insurance rates are increasing on nearly every line of coverage, thanks to a rise in the frequency and severity of claims. And business owners are noticing significant premium hikes at policy renewal time. What might not be as apparent are: Changes to policy requirements New coverage limits Policy exclusions that carriers are enacting to...
