How A Change In Occupancy Impacts Your Insurance
January 25, 2025
One of the most important changes that can happen to a home is an occupancy change. Many people don’t realize that if insurance companies aren’t notified of the change in occupancy within 30 days of it happening, their policy may no longer be active, and can indeed be voided. That is why it is very...
Insuring Your ATV & What You Need To Know
January 25, 2025
An ATV or All-Terrain Vehicle is a self-propelled vehicle that is designed for off-road use and includes vehicles such as mini-bikes, dirt bikes, all-terrain cycles, quads and off-road utility terrain vehicles.
In Saskatchewan, a person must be at least 16 years of age and hold a valid driver’s licence to operate an ATV in any public...
9 Most Common Risks Hotel Owners Face
January 15, 2025
Owning and operating a hotel can be a rewarding endeavor. However, hotel operators have to manage numerous exposures related to lodging, and many offer amenities—including pools, exercise facilities, bars and restaurants—that can dramatically increase the number of insurable risks. The list below provides an overview of these hotel risks and more, helping you identify potential...
Business Insurance Renewals Often Mean Changes to Terms
March 28, 2024
Commercial insurance rates are increasing on nearly every line of coverage, thanks to a rise in the frequency and severity of claims. And business owners are noticing significant premium hikes at policy renewal time. What might not be as apparent are: Changes to policy requirements New coverage limits Policy exclusions that carriers are enacting to...
