When it comes to a personal trailer, it is important to understand the registration coverage and how the weight of the trailer impacts the license you require to tow it. First, let’s take a look at Plating and then we move into Towing.
Trailer registration fees and insurance premiums are based on the class and trailer type. Private trailers (T class plates) are the class used for trailers that transport personal items or are for recreation. The body types include utility, transport, tent, semi and cabin (metal and fibreglass/other). The registration fee for all private trailers is $28.00 while the insurance premium will depend on the value and type of trailer.
While it is up to you to advise of the value on your registration for the trailer, there is some coverage that automatically comes with it. Each trailer registration comes with a third party liability limit of $200,000. A deductible of $400 is also included for all trailers (other than cabin trailers). With metal/fibreglass cabin trailers, the deductible for a customer declared value of $1,000 or less is $400 and if $1,001 or greater declared value, the deductible is $500.
Regardless if you own the trailer or if it belongs to family or friends; when you tow a trailer or combination of trailers weighing over 4600 kg (10,141 lb), you will need obtain a Heavy Trailer/G endorsement. To do so, you must meet approved medical and vision standards, pass heavy trailer written tests, a trip inspection and a road test.
Furthermore, if the combined weight of your truck, trailer(s) and load/contents is more than 5000 kg, it must be indicated on the registration of the towing unit.
Note: Many jurisdictions prohibit towing more than one trailer, so it is advisable that you check with the jurisdiction before travelling there.
For more information, you can refer to the SGI brochure Towing and Trailer Safety available at your local motor licence issuer or visit the SGI website at www.sgi.sk.ca.